A new national survey reveals 44% of homeowners say their insurance premiums now approach their monthly mortgage payment, with nearly 40% experiencing premium spikes of more than 20% at a single renewal.
More than 2.5 million homes across the western U.S. face moderate or greater wildfire risk, with new modeling revealing that traditional risk maps miss a critical threat: fire spreading from house to house.
Georgia homeowners paid 7.3% more for insurance in 2025 than the year before, driven by Hurricane Helene losses and rising construction costs, with premiums now up nearly 47% since 2020.
After years of relentless premium increases, Florida homeowners are seeing insurance rates drop in 51 counties this year, with Citizens cutting rates 8.8% statewide—the largest decrease in 24 years.